Features What is an AFSCME Advantage Card Account? It works similar to a checking account but without the worry of costly overdraft or bounce check fees. Since you can only spend the money you have in your card account you will never fall into debt. You never have to worry about finance charges, late fees, or over-limit fees! Your deposit is FDIC insured up to $250,000 and you're protected from unauthorized purchases with the MasterCard Zero Liability** policy. Have your paycheck or government issued benefits check conveniently Directly Deposited to your prepaid card account for free and save yourself $100's of dollars in check cashing fees, cash loading fees, and monthly fees when compared to adding cash to your prepaid card account at a retail location. Once your money is deposited to your AFSCME Advantage Card account you can: 1. Make purchases at millions of locations everywhere Debit MasterCard is accepted Direct Deposit – There are many ways to add cash to your AFSCME Advantage Prepaid MasterCard. A convenient and very easy way to add money is to use direct deposit. When you receive your card in the mail, be sure to complete the direct deposit form and give it to your payroll department. You can save $2.50 per month when you receive a direct deposit to your card account. Adding Cash – Adding cash to your AFSCME Advantage Prepaid MasterCard is simple and convenient. Go to any MoneyGram®, Western Union® locations or GreenDot® MoneyPak® retailer to load cash to your card. Using Your Card –The AFSCME Advantage Prepaid MasterCard is accepted at millions of locations worldwide wherever Debit MasterCard is accepted. What does that mean to you? You can make purchases at retailers, over the Internet, over the telephone, and from catalogs. You can use it to make reservations for hotels, rental cars and much more. At the Store – When making purchases at the store, simply hand the merchant your card, sign for your purchase and there is no fee. Debit at the Grocery Store - If you choose Debit you will be asked to enter your PIN at the checkout stand. Based on the stores policy you may be able to get cash over the purchase amount when selecting Debit at the checkout stand. There is a small $0.50 fee for PIN Debit Transactions. Remember purchases where you don't enter your PIN are free. Over the Internet – You may use your AFSCME Advantage Prepaid MasterCard when making purchases over the Internet. You may be asked to enter your address as well as the CVV number (3 digit number that is on the back of the card) There is a small $0.50 PIN Debit Transaction Fee for these transactions. Making Reservations – You can use the AFSCME Advantage Prepaid MasterCard to make reservations for hotels, rental cars, and restaurants. Depending on the reservation, the merchant may require more funds on the card than are required for the reservation. Getting Cash - You can get cash from your AFSCME Advantage Prepaid MasterCard at the store or at an ATM that displays the MasterCard, Maestro or Cirrus Acceptance Mark. Cash at the Store – When checking out at the register, choose Debit and ask for CASH BACK. It's easy and a great way to get cash. It's only $0.50 per transaction. There's only $0.50 PIN Debit Transaction Fee for these transactions. Cash at an ATM – You can get up to $500 per day at any ATM displaying the MasterCard, Maestro, or Cirrus logos. That's over 1,000,000 ATM's worldwide. There is a ATM Cash Withdrawal of $1.00 per transaction plus any fee charged by the owner of the ATM that displays the MasterCard, Maestro or Cirrus Acceptance Mark. Can I close my prepaid account and withdraw my money? |
