Enrollment Fee:

FREE

Toll Free Live Customer Service:

FREE

Voice Response Unit (VRU) Card Account Inquiry Fee:

FREE

Signature Purchase Fee (MC PURCHASE):

FREE

Card to Card Transfer Fee:

FREE

Value Load (Direct
Deposit) Fee:

FREE

Value Load (Retail
Location) Fee:

FREE (third party load partners may charge a fee)

Monthly Maintenance Fee:
(SVC CHG MONTHLY)

FREE – with a Direct Deposit each month or Cash Load to your card
account totaling $700 or more a month. Otherwise $2.50 billed monthly
commencing upon cardholder's initial card load.

PIN Debit Transactions:
(SVC CHG PIN TRAN)

$0.50 each

ATM Balance Inquiry:
(SERVICE CHARGE
BALANCE INQUIRY)

$0.50 each

ATM Withdrawal Decline:
(SVC CHG WITHDRAWAL DECLINE)

$0.50 each

ATM Cash Withdrawal:
(SVC CHG WITHDRAWAL)

$1.00 Plus any charges by owner of ATM

Over the Counter Withdrawl:
(MC CASH ADVANCE)

$5.00 (per transaction)

Online Electronic Bill Pay: (SVC CHG BILL PAY)

$0.50 each Electronic Bill Payment

Paper Check Bill Pay:
(SVC CHG BILL PAY)

$1.00 each - send a paper check to anyone from your card account. Includes the paper check, cost of postage, the envelope and sending it in the mail to the payee for you.

Paper Statement
Mailing Fee:
(SVC CHG STMNT FEE)

$2.00 only by request

Bill Payment Stop
Payment Fee: (SVC CHG BILL PAY STOP)

$25.00 (per stop)

Lost or Stolen Card Replacement:
(SVC CHG REPLACE CARD)

$9.95

Expedited Replacement Card Fee: (DR ADJ EXPEDTD FEE)

$30.00 (per Card; when Card is
replaced for any reason and requested)

Card Account Liquidation Fee: (DR ADJ RMV FNDS)

$25.00 (charged if a check is issued for funds on your Card Account)

International ATM Cash Withdrawal: (SVC CHG INT WITHDRAWAL)

$2.00 per withdrawal plus ATM owner fees, if any

International Signature Transaction: (SVC
INTRNTL TRAN)

$1.00 each